Pay only 80% of the apartment cost (20% will be paid from rent). Depending on the project, there are one to three to six year installment plans. Interest-free installments available with a prepayment. Another option is 0% interest installment plans for 36 months, 20% down payment, and of course 100% payment. Horizons has a minimum guaranteed income of 8% annual. Ownership bonus: 14 days of free residence in more than 100 countries of the world under the RCI program.